Financing Options for Your Pool or Remodel Project

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Financing

At Shoney’s Pools, we believe your backyard vision shouldn’t be delayed because of upfront costs. Whether you’re planning a complete pool remodel, upgrading your deck, or investing in new pool features and equipment, flexible financing options can help make your project more manageable and stress-free.

That’s why we proudly partner with two highly respected financing providers—HFS Financial and Lyon Financial—each offering homeowner-friendly solutions designed specifically for home improvement and swimming pool projects. These partnerships allow us to help our customers move forward with confidence, clarity, and control over their investment.

Financing Through HFS Financial

HFS Financial specializes exclusively in home improvement loans, making them an excellent option for homeowners looking to fund pool renovations, deck upgrades, equipment improvements, or other outdoor living enhancements.

Founded by financial experts with a focus on efficiency and transparency, HFS Financial helps homeowners nationwide secure competitive loan options without the hassle often associated with traditional lenders. Their approach is designed to save time, reduce confusion, and provide clear answers to common questions about rates, repayment schedules, and loan disbursement.

One of the biggest advantages of working with HFS Financial is their streamlined prequalification process. With their 60-Second Loan Inquiry, many homeowners can quickly see the rates they may qualify for—without lengthy applications or unnecessary delays. Even borrowers with strong credit often find it challenging to secure favorable terms through standard lenders, but HFS Financial is dedicated to offering fair rates and affordable monthly payments whenever possible.

If you’re seeking a straightforward way to finance your pool or remodeling project while maintaining flexibility and transparency, HFS Financial is a strong option to consider.

Financing Through Lyon Financial

Lyon Financial has been a trusted name in swimming pool financing since 1979. Unlike traditional banks or credit unions that offer generalized loan products, Lyon Financial focuses specifically on unsecured pool financing, giving them unmatched expertise in this unique type of investment.

As a proud partner of Shoney’s Pools, Lyon Financial offers personalized service from knowledgeable representatives who understand pool construction, remodeling timelines, and homeowner concerns. Calls are always answered by a live professional who is ready to explain options clearly and help guide you through the process.

Lyon Financial provides a variety of borrower-friendly features, including:

Low, fixed interest rates
Loans up to $200,000‡
Terms up to 30 years‡
No equity or home appraisals required
No prepayment penalties
Special military programs for eligible borrowers

As a veteran-owned and operated company, Lyon Financial is also proud to offer dedicated military financing programs as a thank-you to those who have served.

Making Your Backyard Vision Possible

Every home and every homeowner is different. By offering financing through both HFS Financial and Lyon Financial, Shoney’s Pools gives you the flexibility to choose the solution that best fits your goals, budget, and long-term plans.

Our team is happy to answer questions and help guide you toward the right financing option so you can focus on what matters most—creating a beautiful, relaxing outdoor space for your family to enjoy.

Contact Shoney’s Pools today on 727-314-7665 to learn more about financing your pool or remodeling project and take the next step toward bringing your backyard vision to life.